What is Artificial Intelligence? (AI)

Posted in Board Brief, KTFCU News on Aug 19, 2026

Artificial Intelligence (or AI) refers to the simulation of human intelligence processes by machines, computational frameworks and computer systems. These technologies are designed to perform complex tasks that typically require human cognition.Artificial Intelligence (or AI) refers to the simulation of human intelligence processes by machines, computational frameworks and computer systems. These technologies are designed to perform complex tasks that typically require human cognition.

Because AI is essentially software, the original name given for AI was Large Language Model (LLM). The name s...

What If My Budget Is Off? (Part 3 of 3)

Posted in Board Brief, KTFCU News on Jul 15, 2026

WHAT TO DO?
Your budget is a plan to follow. Your budget can be off in either direction. If you are doing better, it is probably due to being disciplined (repaying debt, etc.) or you’ve increased your income. If so, you can reallocate your resources within the 70-20-10 model.

You could modify your allocations using what financial planners call the 50-30-20 budget. Here’s how that works.

• 50% for Needs – Housing, food, transportation, insurance premiums and minimum payments
• 30% for Wants – Entertainment, travel and subscriptions (streaming services, Internet, etc.)
• 20% for Savings – Emerge...

Summer 2026 Newsletter

Posted in KTFCU News, Newsletter on Jul 01, 2026

Summer 2026 Newsletter.pdf