(716) 877-1630
Posted in KTFCU News on Jun 01, 2026
Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.
3.25% apy. $ 5,000 & up 12 month term
3.50% apy. $10,000 & up 12 month term
Just give us a call at 716-877-1630 and we'll have your money earning dividends.
Rates effective June 1, 2026. Subject to change without notice. Other restrictions may apply.
Posted in KTFCU News, Newsletter on May 29, 2026
Posted in Board Brief, KTFCU News on May 20, 2026
A 2024 Pew Research Center survey found that 59% of Americans felt very or extremely confident they can budget. A 2023 NerdWallet survey found that 74% of Americans had a monthly budget. A 2024 Debt.com survey found that around 90% of Americans report they budget their money.
Since so many Americans say they are budgeting, WHY ARE SO MANY PEOPLE STRUGGLING FINANCIALLY? What gives? The quick answer is reality overcomes good intentions. That same 2023 NerdWallet survey found that 83% of people who have monthly budgets said they exceed it. Many said they use credit cards to cover the overspendin...