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  • How To Create a Budget And Stick To It? (Part 2)

    Posted in Board Brief, KTFCU News on Jun 17, 2026

    A 2020 survey suggested 7% of Americans were wealthy enough to not need a budget. That implies that the rest of us (93%) do. Last Board Brief, surveys suggest about 85% of Americans either don’t budget or cannot maintain their budget.

    WHY?
    For the most part, people don’t feel the need to budget when they should, people have set unrealistic budget expectations, or they have had an unexpected event that caused them to exceed their budget.

    WHAT TO DO?
    There are several metrics for developing a budget. If you are starting out or if you have landed in a bad spot, financially speaking, a place to s...

  • Our CD Rates are Now Higher! Earn More!

    Posted in KTFCU News on Jun 01, 2026

    Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

    3.25% apy. $ 5,000 & up 12 month term

    3.50% apy. $10,000 & up 12 month term

    Just give us a call at 716-877-1630 and we'll have your money earning dividends.
    Rates effective June 1, 2026. Subject to change without notice. Other restrictions may apply.

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