You are cordially Invited to our Annual Meeting

Posted in KTFCU News on Feb 23, 2026

Treat yourself to a delicious meal and fun at our 90th Annual Meeting.

Celebrate with us on Tuesday, March 24th

Spend some social time with fellow members. Get updated on the future plans for your CU. Maybe win a prize. Definitely go home with a great giveaway you won't want to miss.

Where? Sean Patrick's 3480 Millersport Hwy. Getzville, NY
Doors open at 4 pm to save seats. Cash bar starts 4 pm. Dinner starts at 4:45 pm. A great buffet plus dessert.

Brief meeting to follow. Prizes end the event.

Member cost $15 Non-member $20 RSVP by 3/13/26

BUY YOUR TICKET(S) HERE NOW! ...

Kicking Off the New Year! .90% Off Personal Loan Rates!

Posted in KTFCU News, Loan Specials on Feb 22, 2026

To Celebrate 90 Years of Serving our Membership...

.90% OFF ALL PERSONAL LOAN RATES
90 Days Only-now until March 31, 2026
$ 9,000 maximum allowance

7.10% apr. up to 12 months
7.35% apr. 13-36 months
7.60% apr. apr 37-60 months

Apply Online. Restrictions may apply.

Buy Now, Pay Later BNPL No-Interest Services (Part 1)

Posted in Board Brief, KTFCU News on Feb 18, 2026

More retailers are offering BUY NOW, PAY LATER (BNPL) No-Interest Services. From grocery stores to home improvement stores to apparel stores, many retailers are offering these products. Currently, according to WalletHub-

61% of Americans do not know how differed interest or no interest BNPL purchases work.
51% of Americans say they have agreed to a BNPL plan without being sure they could make the monthly payments.

What are BNPL's? Should I consider taking advantage of them? What are the pitfalls?

First and foremost, these are financial products in the same way a credit card is a financial pro...