Buy Now, Pay Later BNPL No-Interest Services (Part 3 of 3)

Posted in Board Brief, KTFCU News on Apr 15, 2026

The last two Board Briefs on this subject we layed out what Buy Now, Pay Later (BNPL) services are (a financing product) and when you might consider using a BNPL financing option (only on rare occasions).

So, what are the circumstances where I should NOT consider a BNPL financing option?

There are many examples.

• Any item that has a short lifespan (less than the financing term of the BNPL option).
• Anything perishable, like groceries, clothing, entertainment, travel, etc.
• Anything that is a nice to have, but is not a need, like furniture, a stereo system or a TV, especially when you alrea...

Spring 2026 Newsletter

Posted in KTFCU News, Newsletter on Apr 01, 2026

Spring 2026 Newsletter.pdf

Our CD Rates are still Great

Posted in KTFCU News on Mar 24, 2026

Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

3.25% apy. $ 5,000 & up 12 month term

3.50% apy. $10,000 & up 12 month term

Just give us a call at 716-877-1630 and we'll have your money earning dividends.
Rates shown for January 1st, 2026. Subject to change without notice. Other restrictions may apply.