NOTE: Office will be CLOSED Tues. Dec. 24th & Weds. Dec. 25th Scholarship application now available online. See What's New.

Become a Member

We're Here For You

Your Kenmore Teachers Federal Credit Union (KTFCU) exists to help meet the financial needs of our Members.

Our growth depends on serving you and growing our membership. We encourage you to refer family members, co-workers and others who are eligible to be a member.

Once you join as a member, you are a Lifetime Member; even if you change employment or relocate.

If you have any questions, call (716-877-1630) or email (memberservice@kenteachfcu.com).

What You Need to Join

Joining is easy and takes very little time.

  • A minimum of $5 is required for each share account you open.
  • Proof of eligibility (see Membership Eligibility, below)
  • Current Driver's license or photo ID.

Once a member, you have full access to the many financial services available all our members.

Ways to Join

As a federal credit union, our charter requires our members meet certain criteria. Below are the eligibility requirements for someone to become a member.

  • Employees of Kenmore Town of Tonawanda School District - Any employee of the District with an employee ID, including substitutes, part-time employees or retirees as well as District affiliates like BOCES.
  • Immediate Family - These include spouses, siblings, step-family, adopted family and grandparents.
  • Household Members - Is defined as persons living in the same residence of an Employee or Immediate Family member maintaining a single economic unit.
  • Retirees of the District - Persons retired as a pensioner or annuitant of the District and spouses of persons who died while in the field of membership.
  • Employees of the KTFCU - Current employees of the credit union.
  • Employees of St. John the Baptist, St. Andrew's Country Day School, Cardinal O'Hara High School and former employees of Covenant Academy and St. Paul's.
  • Extended Family Members - If an immediate family member joins, your in-laws, aunts, uncles, cousins, etc. are also eligible for membership.