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  • Digital Fraud Series - (Part 2 of 2)

    Posted in Board Brief on Mar 20, 2024

    Email Phishing Schemes

    Fraud continues to be rampant. Last month we highlighted new ways your phone is under attack. However, that does not mean scammers have moved away from email to your phone. This Board Brief reminds us phishing scams still abound. Scammers intend to get you to download malware. Remember, malware is designed to steal your passwords, your personal information or control your computer without your knowledge.

    What should you be looking for when you receive an email from an unknown source (or a source that seems legitimate like a vendor or bank)? The first step is to think, d...

  • Digital Fraud Series - (Part 1 of 2)

    Posted in Board Brief on Feb 21, 2024

    Text Fraud

    Who Can You Trust? Fraud continues to be rampant. It now includes attacks on your phone!
    This Board Brief demonstrates the difference between a text you can trust (KTFCU Falcon Alert) and one you can’t (a Fraudulent Text). Let’s look at the difference.


    • Sender Address – Most legitimate texts from a financial institution like Falcon Alerts (which are tied to your KTFCU credit or debit cards) have a five-digit code (86975 is the example).
    • Information Offered – It suspects fraud and is asking you to respond (YES or NO) to a specific situation (the a...

  • There's an App for That! Not Necessarily.

    Posted in Board Brief on Jan 17, 2024

    Downloading Mobile Apps: Do's & Don'ts

    In December’s Board Brief we shared with you a released from NSYTRS regarding a fraudulent mobile app claiming the "NYS Retirement" App was available on Google Play. That App was a fraud.

    Why would Google or Apple allow fraudulent Apps on their App stores? The quick answer; they try not to. They make every effort to detect such Apps before they are made available. As much as they try, bad actors get through. Once an App is discovered, they get removed.

    Here are some things to consider and be aware of regarding downloading Apps. When you go to either Goog...