Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

Plus, sign up for a certificate (new money) during October and be entered to win $90.

3.50% apy. $ 5,000 & up 12 month term

3.75% apy. $10,000 & up 12 month term

Just give us a call at 716-877-1630 and we'll have your money earning dividends.
Rates shown for October 1, 2025. Subject to change without notice. Other restrictions may apply.
Winner to be announced first week of November.