Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

Plus, sign up for a certificate (new money) during October and be entered to win $90.

3.50% apy. $ 5,000 & up 12 month term

3.75% apy. $10,000 & up 12 month term

Just give us a call at 716-877-1630 and we'll have your money earning dividends. Rates shown for October 1, 2025. Subject to change. Winner to be announced first week of November.