(716) 877-1630
Posted in Board Brief on Oct 19, 2022
Inflation, Your Money & the Holidays
Through the end of the year, the Board Brief will look at decisions our members face due to the impact of inflation.
For the longest time, Fed interest rates have been very low with only nominal inflation (2% or less).
Since the pandemic, it is running more than 7%; more in certain goods (like homes, gas and the like).
The Federal Government defines inflation as the change in the costs (over time) of a fixed basket of goods (food, rent, transportation, etc.) bought in an urban setting. The timeframe is usually a comparison of one month to the prior year’s m...
Posted in Board Brief on Sep 21, 2022
Email Phishing Getting More and More Sophisticated!
Whether it is the uncertainty in eastern Europe or elsewhere, scammers are getting more and more sophisticated...and DANGEROUS!
Look at the email someone received recently who has a Chase VISA Card. Here are the subtleties and traps that the scammer is hoping you don't notice.
Chase sends their alerts where the text after the @ sign is @alerts.chase.com. This scammer uses a slight alteration - @alertsp.chase.com!
The ending 4-digits of the credit card is correct!
The payment Due Date is wrong!
The balance is wrong! (In fact, the person just p...
Posted in Board Brief on Aug 17, 2022
Simple, Fast, Easy
That's what we had in mind in upgrading our new website.
It starts with form and function. Our new site will automatically adjust to your screen whether a PC, iPhone, Android, iPad, tablet or Mac.
ONE CLICK takes you to...
Home banking
Our online loan applications where you choose the type of loan you intend to apply for and immediately begin the application process. There is greater security because the loan application does not go out over the public Internet. In addition, you can leave the site and return at a later date should you need to gather additional information fo...