(716) 877-1630
Posted in KTFCU News, Loan Specials on Jul 02, 2025
One of our most popular promotions is back. Now thru Sept. 30th.
RECEIVE A FREE $125 GAS CARD WITH EVERY VEHICLE LOAN.
Pass the word...
Restrictions apply.
Posted in KTFCU News, Newsletter on Jul 01, 2025
Posted in Board Brief, KTFCU News on Jun 18, 2025
At the end of 2024, US credit card debt reached $1,210,000,000,000! That’s $1.21 trillion!
What’s worse, according to Lending Tree, 47% of Americans pay all the interest on credit card debt. JDPower says 49% of Americans pay off their credit cards monthly.
Basically, that means of the nearly 200 million people in the US who own credit cards, half are burdened with paying all the interest on credit card purchases: $130 billion per month. That debt is financed at exorbitantly high interest rates.
Financial planners say the single most important financial decision a person can make is to not have...
Posted in Board Brief, KTFCU News on May 21, 2025
THE DIFFERENCE BETWEEN WEALTH AND POVERTY IS TWO CENTS.
What?!!
That’s right. It’s a euphemism for financial health. What it summarizes is this.
Every person who earns one dollar and spends 99 cents of that dollar are building savings and, over time, financial wealth. By contrast, every person who earns one dollar and spends $1.01 can only do so by taking on debt, which if not managed well over time, can lead to self-inflicted financial oppression.
The difference between spending $1.01 and $0.99 is two cents!
Of course, taking on debt can be necessary and practical.
Taking on debt to buy a ca...
Posted in KTFCU News on May 07, 2025
Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.
3.75 apy. $ 5,000 & up 12 month term
4.00% apy. $10,000 & up 12 month term
Just give us a call at 716-877-1630 and we'll have your money earning dividends. Rates subject to change.