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KTFCU News

  • NEW SCAMS! STAY ALERT DURING THIS HOLIDAY SEASON

    Posted in Board Brief, KTFCU News on Nov 19, 2025

    It's the holidays! 'Tis the season to celebrate with families and friends. It's also the most active time for shipping- online and in store. We have been buying online for many years. Each year, we see increasing schemes conjured up by scammers. We’ve documented many of them here. We want to remind you to be diligent about these scams. The newest scams involve using your personal info against you, using purposefully misleading information or using call-to-action threats. Let's look at each one.

    USING YOUR PERSONAL INFORMATION AGAINST YOU
    The most disturbing new scam involves a phone call and y...

  • Our CD Rates are still Great!

    Posted in KTFCU News on Oct 31, 2025

    Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

    3.50% apy. $ 5,000 & up 12 month term

    3.75% apy. $10,000 & up 12 month term

    Just give us a call at 716-877-1630 and we'll have your money earning dividends.
    Rates shown for October 1, 2025. Subject to change without notice. Other restrictions may apply.

  • Make Your Contact List Work For You-(Part 2 of 3)

    Posted in Board Brief, KTFCU News on Sep 17, 2025

    There are many types of text spam. They fall into two categories: Sales campaigns and Scams. Neither is good nor wanted.

    SALES CAMPAIGNS provide offers or calls to actions.

    Offers include links to insurance quotes, discount coupons, etc. Calls to action include lending opportunities, stock tips, etc. These tend to be time sensitive. They ask you to act now. Very little good can come from such marketing campaigns, because (at a minimum) responding in any way or clicking on a link carries with it a consent to Opt-In which means you will continue to get such communications.

    SCAMS are more threa...

  • Make Your Contact List Guide You (Part 1 of 3)

    Posted in Board Brief, KTFCU News on Aug 20, 2025

    Americans receive a significant amount of spam text messages daily. In February 2025, Robokiller reports indicated that Americans received 19.2 billion spam texts, according to SlickText. This translates to roughly 63 spam texts per person (which is two per day, on average). I’m sure some of you feel you get far more than two a day!

    Spam texts can take many forms in that they can be from scammers or blast marketing campaigns (either from a business or consumer perspective). Either way, they are unwanted disruptions.

    While email spam remains a significant problem, text spam has become arguabl...

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