Let Us Fuel Your Fun. Late Summer Road Trip Gas On Us!

Posted in KTFCU News, Loan Specials on Aug 25, 2026

We want our members to have fun this summer and make more great memories. To help everyone's budget, we are giving a $175 gas card with every vehicle loan now through Sept. 30th.

There's more than one way to qualify. Here's how:

• Buy-new or used

• Buyout your lease

• Refinance your current loan from another institution

• VEHICLES INCLUDE: Watercraft - Campers - Trailers - RVs - ATVs and more

Almost anything on wheels! Just give us a call for more details.
See our great rates and apply online. Restrictions apply.

What is Artificial Intelligence? (AI)

Posted in Board Brief, KTFCU News on Aug 19, 2026

Artificial Intelligence (or AI) refers to the simulation of human intelligence processes by machines, computational frameworks and computer systems. These technologies are designed to perform complex tasks that typically require human cognition.Artificial Intelligence (or AI) refers to the simulation of human intelligence processes by machines, computational frameworks and computer systems. These technologies are designed to perform complex tasks that typically require human cognition.

Because AI is essentially software, the original name given for AI was Large Language Model (LLM). The name s...

What If My Budget Is Off? (Part 3 of 3)

Posted in Board Brief, KTFCU News on Jul 15, 2026

WHAT TO DO?
Your budget is a plan to follow. Your budget can be off in either direction. If you are doing better, it is probably due to being disciplined (repaying debt, etc.) or you’ve increased your income. If so, you can reallocate your resources within the 70-20-10 model.

You could modify your allocations using what financial planners call the 50-30-20 budget. Here’s how that works.

• 50% for Needs – Housing, food, transportation, insurance premiums and minimum payments
• 30% for Wants – Entertainment, travel and subscriptions (streaming services, Internet, etc.)
• 20% for Savings – Emerge...

Summer 2026 Newsletter

Posted in KTFCU News, Newsletter on Jul 01, 2026

Summer 2026 Newsletter.pdf

How To Create a Budget And Stick To It? (Part 2)

Posted in Board Brief, KTFCU News on Jun 17, 2026

A 2020 survey suggested 7% of Americans were wealthy enough to not need a budget. That implies that the rest of us (93%) do. Last Board Brief, surveys suggest about 85% of Americans either don’t budget or cannot maintain their budget.

WHY?
For the most part, people don’t feel the need to budget when they should, people have set unrealistic budget expectations, or they have had an unexpected event that caused them to exceed their budget.

WHAT TO DO?
There are several metrics for developing a budget. If you are starting out or if you have landed in a bad spot, financially speaking, a place to s...