Free $125 Gas Card! Limited Time Only!!

Posted in KTFCU News, Loan Specials on Jul 22, 2025

One of our most popular promotions is back. Now thru Sept. 30th.

RECEIVE A FREE $125 GAS CARD WITH EVERY VEHICLE LOAN.

• NEW-USED-BUYOUT-TRANSFER
• Promotion includes watercraft, RVs, trailers, ATVs and more.
• Our great loan rates start at 5.49% apr.
• Not Shopping? Why not transfer to a lower rate? It's easy.

Pass the word...

Restrictions apply.

Financial Health-An Important Topic for Us All (Part 3 of 3)

Posted in Board Brief, KTFCU News on Jul 16, 2025

Having debt is not necessarily a problem. Spending within your means is the behavior you want to foster. Saying no to purchases you can’t afford is a hard choice, but with such hard choices brings freedom, financial freedom.

We provided statistics that show half of Americans with credit cards (100 million) use credit cards as a convenience tool. They make purchases every month and pay the full balance off each month when the balance is due. This infers they have a plan to only buy what they can pay for when the bill come due.

Of the 100 million Americans who carry a credit card balance, 25% (o...

July 2025 Newsletter

Posted in KTFCU News, Newsletter on Jul 01, 2025

Quarterly Newsletter-July 2025.pdf

Financial Health- An Important Topic for Us All (Part 2 of 3)

Posted in Board Brief, KTFCU News on Jun 18, 2025

At the end of 2024, US credit card debt reached $1,210,000,000,000! That’s $1.21 trillion!

What’s worse, according to Lending Tree, 47% of Americans pay all the interest on credit card debt. JDPower says 49% of Americans pay off their credit cards monthly.

Basically, that means of the nearly 200 million people in the US who own credit cards, half are burdened with paying all the interest on credit card purchases: $130 billion per month. That debt is financed at exorbitantly high interest rates.

Financial planners say the single most important financial decision a person can make is to not have...

Financial Health- An Important Topic for Us All (Part 1 of 3)

Posted in Board Brief, KTFCU News on May 21, 2025

THE DIFFERENCE BETWEEN WEALTH AND POVERTY IS TWO CENTS.

What?!!

That’s right. It’s a euphemism for financial health. What it summarizes is this.

Every person who earns one dollar and spends 99 cents of that dollar are building savings and, over time, financial wealth. By contrast, every person who earns one dollar and spends $1.01 can only do so by taking on debt, which if not managed well over time, can lead to self-inflicted financial oppression.

The difference between spending $1.01 and $0.99 is two cents!

Of course, taking on debt can be necessary and practical.

Taking on debt to buy a ca...