You Deserve It! Great Rates on KTFCU Certificates

Posted in KTFCU News on Jan 17, 2025

Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

3.75 apy. $ 5,000 & up 12 month term

4.00% apy. $10,000 & up 12 month term

Just give us a call at 716-877-1630 and we'll have your money earning dividends. Rates subject to change.

Important Document Series-What to Save and When (Part 3 of 4)

Posted in Board Brief, KTFCU News on Jan 15, 2025

The key to good document control is to know how long to keep them, how to securely store them and how to safely dispose of them.
In this edition, we look at documents to consider saving 3 years or more:

• Tax Returns (minimum three years and preferably seven years)
• Home Purchase Documents (seven years after selling your home)
• Home Capital Improvements (save as long as you own your home)
• Home & Product Warranties (keep until warranty expires)
• Investment Statements (save seven years after sale of investment)
• Insurance Policies (keep the most current until policy expires)
• Loans (keep most recent s...

January 2025 Newsletter

Posted in KTFCU News, Newsletter on Jan 01, 2025

January 2025 Newsletter.pdf

Important Document Series-Keep & Save Indefinitely (Part 2 of 4)

Posted in Board Brief, KTFCU News on Dec 18, 2024

The key to good document control is to know how long to keep them, how to securely store them and how to safely dispose of them.

In this edition, we look at documents to be considered saving indefinitely:

• Property Documents (titles, deeds, surveys, assessments & appraisals)
• Social Security Cards
• Education & Military Records
• Estate Planning Documents (advance directives, power of attorney, wills, trusts, etc.)
• Up-to-Date Beneficiary Designations (for all financial assets)
• Birth, Marriage, Divorce & Adoption Certificates
• Travel Documents (currently valid driver’s license, passport, nexus, et...

Important Documents Series -What to Save and When (Part 1 of 4)

Posted in Board Brief, KTFCU News on Nov 22, 2024

We all have piles of documents. They stack up in our file cabinets, on our desktops, on our hard drives and in our cloud storage. How do we segment them and how long do we need to keep these documents?

This series focuses on the type of documents we have and, generally, how long we should hold onto them. The kind of documents we collect vary in importance. Here are the types we all tend to amass.

• Federal & State Tax Returns (and the supporting financial documents)
• Banking Records (savings & checking, credit & debit card statements and term declarations)
• Investment Documents (IRA employer & in...