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Board Brief

  • Handling Phone Scams

    Posted in Board Brief on Dec 16, 2020

    The classic way phone scammers get your information is to tell you that you have already been a fraud victim even though you haven’t. Since you’re worried that you’ll be charged for a purchase you never made, you’re ready and willing to help. Instead, you’re helping a fraudster scam you!

    It’s easy to fall for this scam because credit card companies often do call card holders when suspicious activity is detected. Scammers work even harder over the holidays when shoppers are distracted

    What can you do?

    DON'T ASSUME the caller is actually from the credit card issuer. Even if your phone’s Caller I...

  • Phishing Basics (Part 2 of 2)

    Posted in Board Brief on Nov 18, 2020

    As we showed you in the October’s Board Brief, Phishing Schemes are deceptive, yet detectible if you STOP, LOOK & THINK before you CLICK. This Board Brief shows you what a Phishing email looks like after you have blocked it and it is sent to your Junk or Quarantine folder.

    If you are not familiar with the term, PHISHING it is the use of an email sent to a lists of email addresses enticing recipients to click on an attached file or a web link. If you click on that file, it could launch a virus, imbed tracking (spy) software or launch ransomware.

    Let's take a look at a Phishing email after you h...

  • Phishing Basics (Part 1 of 2)

    Posted in Board Brief on Oct 21, 2020

    Sadly, Covid-19 is just another reason for hackers to ramp up email phishing schemes. It's almost impossible to keep up with them all. From time to time, we will look at various types of email phishing schemes to help you recognize them and safely deal with them.

    If you are not familiar with the term, PHISHING it is the use of an email sent to a lists of email addresses enticing recipients to click on an attached file or a web link. If you click on that file, it could launch a virus, imbed tracking (spy) software or launch ransomware.

    Let's take a look at a typical phishing scam that may put y...

  • What devices will KTFCU eWallet Support?

    Posted in Board Brief on Jun 17, 2020

    eWallet will work with Apple Pay, Android/Google Pay and Samsung Pay (which uses tokenization) for secure mobile payments via your smart phone (or Apple Watch) to pay in stores and within apps.

    Our initial rollout of eWallet will focus on these three Pay systems. Below are the devices compatible with eWallet. In time, other pay systems will also be available.

    Apple Pay – (iPhone® 7 Plus, iPhone 7, iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE with the installation of the iOS 8.1 update), the newest models of the iPad® (iPad 5th generation, Pro, Air® 2) and the iPad mini 3 a...

  • eWallet-A More Secure Way to Pay

    Posted in Board Brief on May 20, 2020

    Keep it in "Your" Hands

    As follow up to our APRIL 2020 Board Brief and as we prepare to bring you eWallet, we want to explain what eWallet is and how it works:

    More & more Merchant Point-of-Sales (POS) devices are NFC-enabled. NFC stands for Near-Field Communications. It's a fancy term meaning your mobile device and the POS terminal can talk to each other if both devices are NFC-enabled.

    eWallet reduces the risk of fraud. With eWallet, your device sends an encrypted "token" that is specific to your bank or credit card. It's like a high security password. Only your card company knows the card n...

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