Our CD Rates are Now Higher! Earn More!

Posted in KTFCU News on Nov 02, 2026

Our Certificate of Deposit rates are very competitive. Have your money earn interest for YOU.

3.50% apy. $ 5,000 & up 12 month term

3.75% apy. $10,000 & up 12 month term

Just give us a call at 716-877-1630 and we'll have your money earning dividends.
Rates effective October 1, 2026. Subject to change without notice. Other restrictions may apply.

Making Your Online Experience Helpful and Useful: SPENDING (part 2 of 4)

Posted in Board Brief, KTFCU News on Oct 21, 2026

Sometimes, we can take for granted that our members know how to find information on our website. This month, we take the time to update you on where to find important information related to Spending.

Spending is the second leg of everyone’s financial reality. We consume our time living, working and enjoying the fruits of our labor. Spending is an everyday activity.

By clicking “Spending” on the header, you go directly to all the things related to Spending money. This includes dedicated pages on:

• Share Draft (Checking) Accounts
• Bill Pay
• Courtesy Pay Overdraft Protection
• Our VISA Debit Card
• No...

October 2026 Newsletter

Posted in KTFCU News, Newsletter on Oct 01, 2026

Newsletter- Fall 2026.pdf

Making Your Online Experience Helpful and Useful: SAVING (part 1 of 4)

Posted in Board Brief, KTFCU News on Sep 16, 2026

Sometimes, we can take for granted that our members know how to find information on our website. In this series, we take the time to update you on where to find important information.

We start with Saving, because it is the key to financial health.

By clicking “Saving” on the header, you go directly to all the things related to Saving money. This includes dedicated pages on:

• Share Savings Accounts
• Home Banking
• Remote Deposit Capture
• Direct Deposits & Electronic Funds Transfers (ETFs)
• Home Banking Mobile App
• Katie, Our Voice Response System

Each page is similarly co...

What is Artificial Intelligence? (AI)

Posted in Board Brief, KTFCU News on Aug 19, 2026

Artificial Intelligence (or AI) refers to the simulation of human intelligence processes by machines, computational frameworks and computer systems. These technologies are designed to perform complex tasks that typically require human cognition.Artificial Intelligence (or AI) refers to the simulation of human intelligence processes by machines, computational frameworks and computer systems. These technologies are designed to perform complex tasks that typically require human cognition.

Because AI is essentially software, the original name given for AI was Large Language Model (LLM). The name s...