The Kenmore Teachers Federal Credit Union offers some of the BEST rates in Western New York.
Check out current Loan Specials on our What's New page.
Rates Effective - April 1, 2024
LOAN TYPE* |
TERM |
APR** |
Personal Loans |
Up to 12 months
|
8.00%
|
|
13 to 36 months
|
8.25%
|
|
37 to 60 months
|
8.50%
|
New Auto, Boat, RV & Motorcycle |
Up to 36 months
|
5.49%
|
37 to 72 months
|
6.49%
|
|
Used Auto, Boat, RV & Motorcycle |
Up to 36 months
|
5.99%
|
37 to 60 months
|
6.99%
|
|
Lease Buyout |
Same Rates as Above
|
|
Auto Transfer Loan*** |
Same Rates as Above
|
|
Share Secured Loans |
Up to 12 months
|
2.00%
|
|
13 to 36 months
|
2.50%
|
|
37 to 60 months
|
3.00%
|
UnLOCk Personal Line-of-Credit |
Not Applicable
|
5.99%
|
Visa Credit Card |
Not Applicable
|
9.50%
|
Debit Card LOC Loan |
Not Applicable
|
12.50%
|
Mini Home Equity Loan |
Up to 72 months
|
Call for a rate
|
Fixed Rate Home Equity Loan |
Up to 180 months
|
Call for a rate
|
Home Equity Line-of-Credit Loan |
Up to 180 months
|
Call for a rate
|
First Mortgages - Owners Choice Funding | ||
* - All Credit Union loan programs, rates, terms and conditions are subject to change without notice. All loans are subject to approval. To apply for a loan, you may submit an application from our website, download an application and submit it via email or in person, or stop by the Credit Union for a paper application. In most cases your loan wil be approved within 24-hours. | ||
** - APR = the Annual Percentage Rate. All rates quoted and listed are APR. | ||
*** - We will refinance the remaining balance and term. |